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Collection Practices Fair Credit Act FAQ's |
Home: Collections: Fair Act Collection PracticesNotice: The information contained in this web site is provided as a service to the Internet community, and does not constitute legal advice. We try to provide quality information, but we make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked to this web site. As legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel. The Fair Credit Reporting Act (FDCPA), is enforced by the Federal Trade Commission, and gives you specific rights when dealing with CRA's. It protects you by requiring credit bureaus to furnish accurate and complete information to businesses when they evaluate your applications for credit, insurance, or a job. The FDCPA outlines what bill collectors and lawyers can and cannot do when attempting to collect debts. The FDCPA was written to protect consumers from collection abuse by clearly defining the rules that debt collection agencies and bill collectors must follow when attempting to collect any type of debt. |
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