Debt Consolidation We can help


Kimberly Credit , Inc. is a full-service  501(c)(3) non profit credit counseling company specializing in debt consolidation of unsecured debt such as credit cards. Since 1991, we've been dedicated to helping individuals become debt free. We employ a staff of fully trained professionals and Certified Debt Consolidation Counselors who are well versed in the financial, legal and business collection practices. 

Our goals for each client are: to reduce your monthly payments, reduce or eliminate interest charges, suppress finance charges, provide on going financial responsibility education and eliminate creditor calls.

As a non-profit organization with over a decade of debt consolidation experience, our competence in negotiating with creditors and lenders to obtain the best possible repayment program surpass the industry standards in customer service and satisfaction. We have successfully helped thousands of consumers resolve their debt problems and rebuild financial honor.

Each participating client is assigned to a trained, Certified Debt Consolidation Counselor who will then review your current financial situation, tailor a repayment program that satisfies your individual needs, in addition to supplying you with Financial Responsibility Educational resources. Our agency will then negotiate with your creditors to reduce and or eliminate high interest rates, re-age any past due accounts to show as current and waive late fees and other charges.

All of your accounts will then be consolidated into one easy affordable payment, and each month your payment is distributed proportionately to each creditor. Rest assured, your financial information and arrangements are kept strictly confidential.

We have serviced thousands of clients nationwide, and have established relationships with many creditors and lending institutions. Our experience in dealing with creditors is unequaled in the industry because it is a "win-win" situation, and is becoming the recommended way of effectively dealing with excessive consumer debt in addition to reestablishing good credit.

Kimberly Credit offers several convenient payment options. 

Money Orders
A money order is a negotiable instrument typically purchased with cash. Money orders can be obtained at various retail outlets including supermarkets, convenience stores and check-cashers to name a few. The cost of a money order can vary.

U.S. Postal Money Orders and Bank Cashier’s Check
U.S. Postal Money Orders and Bank Cashier's Checks are guaranteed funds and are only available for purchase through a bank or, the U.S. Post office at a cost of several dollars.

In order to ensure that your payment will be received in our office in a prompt and timely manner, Kimberly Credit suggests when utilizing any of the above methods of payments that it be sent by way of Federal Express or U.S. Postal Over-Night delivery.

Western Union
For your convenience, in addition to money orders and bank cashiers checks, we also accept payments through Western Union Quick Collect. 

If you would like to take advantage of either of these services, please follow the instructions listed below:

    1. Phone number for Western Union location nearest to you: 800-325-6000
    2. Fill out the blue quick collect form
    3. Pay to: Kimberly Credit
    4. Code City: ACREDIT
    5. State: Florida
    6. Please indicate your name and client ID number on the quick collect form
    7. Payment amount in cash only
    8. Quick Collect fees vary depending upon the amount of your payment. There is a flat fee of $12.95 for amounts of $400 or less, and fees gradually increase for send amounts up to $2,000.
    9. We will receive the payment within minutes; please hold onto your receipt which contains your money transfer control number.

For more information, please read our Credit Counseling FAQ's.

     

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Debt Consolidation Works!

  • Lower Your Monthly Payments
  • Eliminate Creditor Harassment
  • No Credit Check, No Loans
  • Fast 60 Minute Approval Process
  • Good Credit & Not So Good
  • Better Business Bureau Member

Stop paying those high interest rates and late fees. Consolidate your unsecured debts into one reduced payment monthly.