Home: Money Management - Financial Responsibility Education

Dial up users, click here to be transferred to our dial-up audio section.

The Kimberly Credit Money Management Program is available to all visitors and clients of Kimberly Credit Counseling as a service, and is not a part of nor required in order to participate within the program.

Debt Consolidation is an excellent solution when it pertains to managing our finances. But, that's only the first step. Learning how to manage our finances is the second step needed when it pertains to managing our finances and becoming debt free. Designing a budget to manage our personal finances, and achieve financial security is usually information that we can immediately put to use. Kimberly Credit Counseling is dedicated to improving consumer education through our on-line Financial Responsibility Education program. 

This 11-part audio program has been specifically designed to help you with taking your second step to financial freedom.  Here is where you will be shown step-by-step how to take control of your finances by learning:  

• Goal Setting and the importance of short, medium, and long-term financial goals.

• Learn the secret to understanding priorities and resolving conflicts and apply it immediately to your life.

• Reality check. Financial tracking, credit, and a brief exercise with astonishing inaccurate results.

• Underestimating, falling short and taking control. Learn what it actually costs you to live each month and overcome financial helplessness now.

• Money in, Money out. Learn exactly what you will need to fulfill your debt free destiny.

• Blueprint Flexibility. Acquire the knowledge to handle your financial responsibility intelligently.

This informative audio program is guaranteed to provide you with helpful budgeting tools and guidelines. Designed specifically to show you how to get control of your finances, and keep you on the road to financial freedom.

All of the audio segments in this section are in MP3 format. You may want to directly download the program by right clicking on the hyperlink of your choice above and save directly to your hard drive. If you have a slow connection speed, click here to be transferred to our dial-up audio section.

*In order to do worksheet #2, ideally it is best to have on hand the previous years expenses. If that is unattainable, then it is highly recommended that you maintain a financial log book for at least one month. A financial log book is actually a financial journal that is maintained as a record for every dollar spent - large or small. Maintaining a financial log book for at least one month will give you a general idea as to what your monthly expenses will be. Keep in mind, all figures utilized in all worksheets are approximate and are subject to change.

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