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What is and how to prevent internet theft.

Internet Theft -- an increasingly common Internet scam, one in which seemingly innocent e-mails lure victims to official-looking Web sites that ask for passwords, credit-card numbers, and other confidential information.

What you need to keep in mind is when you supply this information, someone then chooses your name, Social Security number, credit card number, or some other piece of your personal information for his or her own use. In short, Internet theft - identity theft occurs when someone intentionally steals your personal information without your knowledge with intent to commit fraud or theft.

Internet Theft and How Identity Thieves Work

  • They open a new credit card account, using your name, date of birth, and Social Security number. When they use the credit card and don’t pay the bills, the delinquent account is reported on your credit report.
  • They call your credit card issuer, pretending to be you, change the mailing address on your credit card account. Then, your imposter runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.
  • They establish cellular phone service in your name.
  • They open a bank account in your name and write bad checks on that account.

Internet Account Updates

If you receive an e-mail request that appears to be from your Internet Service Provider stating that your "account information needs to be updated" or that "the credit card you signed up with is invalid or expired and the information needs to be reentered to keep your account active," do not respond without checking with your Internet Service Provider first. According to information received by the FTC, This may be a scam.

 

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