Debt Consolidation and Credit Counseling Services


Kimberly Credit Resources

Notice: The information contained in this web site and within the Resources section is provided as a service to the Internet community, and does not constitute legal advice. We try to provide quality information, but we make no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked to this web site. As legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel.

  • Debt Management - Superior Solution - Debt management combined with debt consolidation is a process by which a company will negotiate with creditors to obtain the lowest monthly obligation needed to satisfy and bring current your delinquent accounts...
  • Financial Warning Signs - What Are They? - Many times we don’t see the signs that indicate the need to secure financial services until it’s too late. Financial crisis doesn't occur overnight, and there are several warning signs that indicate your debt problems may be getting out of control...
  • Credit Reports Overview - Credit reports - Also known as consumer reports and credit checks, are documented records of background information, credit activity/inactivity, and credit payment history. Credit reports are tracked and maintained by a person’s social security number...
  • Credit Bureaus - Who Are They? - Credit bureaus, also referred to as a credit repository, is an entity that gathers information about consumers' credit histories. Your credit history includes information concerning your identity, your payment habits, and your public record...
  • Collections - Frequently Asked Questions - How do I locate a credit reporting agency that has access to my records? Contact the CRA's listed in the Yellow Pages under "credit" or "credit rating and reporting." Since more than one CRA may have a file on you, call each until you locate the agencies maintaining your file...
  • Personal Bankruptcy - What Is It? - Personal Bankruptcy is a legal proceeding in which a person who cannot pay their bills is granted a fresh financial start. The right to file for personal  bankruptcy is provided by federal law, and all personal bankruptcy cases are handled in federal court...
  • Chapter 7 Bankruptcy - Straight Bankruptcy - Chapter 7 Bankruptcy is otherwise known as "straight bankruptcy". The debtor is allowed to retain all assets that are considered exempt assets. Filing Chapter 7 Bankruptcy may require court liquidation of non-exempt personal property...
  • Chapter 13 Bankruptcy - More Information - Chapter 13 Bankruptcy is when a proposed repayment plan is submitted to the trustee and the bankruptcy court for approval. With Chapter 13 Bankruptcy, the debtor is required to create a reasonable monthly budget that will enable them to meet their basic needs and make make scheduled payments to the bankruptcy trustee...
  • Consumer Protection Alerts - Credit Scams - Consumer Protection Alert is a designated area within the Kimberly Credit site used to alert our visitors. Our goal is to hopefully protect consumers against unfair, deceptive, or fraudulent practices pertaining to goods or services, and instill caution and awareness against the misuse of personal information, commonly referred to as identity theft...






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Debt Consolidation Works!

  • Lower Your Monthly Payments
  • Eliminate Creditor Harassment
  • No Credit Check, No Loans
  • Fast 60 Minute Approval Process
  • Good Credit & Not So Good
  • Better Business Bureau Member

Stop paying those high interest rates and late fees. Consolidate your unsecured debts into one reduced payment monthly.